Articles
Our regular news and views on financial matters are below.
Wednesday, 13 April 2022
The impact of charges on mutual fund returns
This article provides metrics to analyse the impact of ongoing fees, one-off charges, and inflation on the returns of mutual funds. To read ESMA Report on Trends, Risks and Vulnerabilities...
read moreWednesday, 01 November 2017
Saul Djanogly on why MiFID II is good news for trustees of investment portfolios in UK and Europe
Saul Djanogly TEP is CEO and Founder of Best Interests Consultants, UK As the saying goes, ''When a man with experience meets a man with money, the man with money gets the experience and the man...
read moreMonday, 31 July 2017
Exclusive: wealth manager St James’s Place misleading customers on charges
A Which? Money investigation has found financial advisers from the UK’s biggest provider failing to comply with transparency rules on the disclosure of charges. 12 undercover meetings with...
read moreTuesday, 18 July 2017
12 reasons for practising KISS 'keep it simple and stupid' when it comes to your investments
A couple of days ago I came across this article with 12 reasons ‘Why simple beats complex’ when it comes to investments and I wanted to share it with you. At its core, investment can be...
read moreMonday, 03 July 2017
Investment Industry to Adopt Single Charge
Morningstar's Christopher Traulsen explains why the recommendations in the FCA's asset management market study are good news for investors. To watch the video please follow this link.
read moreFriday, 10 March 2017
The robots that beat star managers
- Warren Buffett made a $1m bet in 2008 that an index tracker would beat hedge funds- In his investor letter this year, Buffett revealed how the performance was going- The S&P tracker is on...
read moreMonday, 13 February 2017
The End of an Active-Investing Era
The investment-industrial complex doesn’t want to admit it, but active investing’s low odds of success dictate the acceptance of passive strategies. Why are investors still discussing...
read moreFriday, 27 January 2017
Justify Your Existence
Fund management is on the cusp of seismic change. Active management, the mainstay of the funds industry since M&G launched the first unit trust in 1931, is under scrutiny like never...
read moreFriday, 25 November 2016
British mutual-fund fees are too high
A new report indicates that investors’ interests are inadequately safeguarded. BANKS tend to grab the headlines when it comes to financial scandals and systemic risk. But many people have a...
read moreWednesday, 23 November 2016
John Bogle Interview
Money Box Live: Vanguard founder John Bogle who revolutionised fund management, gives his first UK broadcast interview.
read moreWednesday, 31 August 2016
Ellis: Index Revolution
An exclusive interview with Financial Thought Leader, consultant and author Charles Ellis on why investing in low-cost, passive index funds, not actively managed ones is the best choice for most...
read moreTuesday, 30 August 2016
Retirement Plans: Last Week Tonight with John Oliver (HBO) - video
Saving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Although aimed at a US audience, it contains many home...
read moreFriday, 12 August 2016
M.I.T., N.Y.U. and Yale Are Sued Over Retirement Plan Fees
From The New York Times: M.I.T., N.Y.U. and Yale Are Sued Over Retirement Plan Fees Employees contend that each university failed to monitor and replace, expensive, poor-performing investment...
read moreMonday, 13 June 2016
Index we trust
Vanguard has radically changed money management by being boring and cheap WHEN John Bogle set up Vanguard Group 40 years ago, there was no shortage of scepticism. The firm was launching the first...
read moreMonday, 23 May 2016
Don't Pay High Fees for a Low Active Share Fund | Morningstar
Most of the portfolio of a low Active Share fund, you can get at really low cost in an ETF, says Martijn Cremers, Professor of Finance for Notre Dame University. To watch the interview...
read moreMonday, 23 May 2016
How Much Can You Safely Withdraw Annually from Your Pension Pot?
There is a growing body of literature on safe withdrawal rates for retirees, but most of this research is based on the returns in the United States - what about the UK? Follow this link to...
read moreTuesday, 10 May 2016
Atlantic Crossing - STEP Journal
IN A LANDMARK RULING in May of last year, the US Supreme Court ruled in Tibble v Edison International that ‘a trustee has a continuing duty to monitor trust investments and remove imprudent...
read moreMonday, 18 April 2016
European regulators target closet tracker funds - impact for financial deputies?
The German regulator is the latest in Europe to launch an investigation into investors paying high fees for actively managed funds that closely follow an index known as ‘closet tracker...
read moreThursday, 01 October 2015
Skeletons in the closet - Step Journal
Closet tracker funds have come under fire in Sweden, Norway and the US. They are widespread in the UK investment market, says Saul Djanogly, so it would be prudent for trustees and financial deputies...
read moreSunday, 21 September 2014
Telegraph
“It’s time for the fund management industry to be more honest with investors. There is nothing wrong with charging for a service if it delivers but too many people are being sucked into...
read moreTuesday, 22 July 2014
This Is Money
Did you hear the one about the rabbi and the sports cars with Skoda engines? The man who wants to warn you about closet trackers. Religion and money can make strange bedfellows but a rabbi-turned...
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