http://www.best-interests.co.uk/copyright 2026 Best Interests Consultantsen-gbhttp://www.best-interests.co.uk//img/icn-rss.gifhttp://www.best-interests.co.uk/ http://www.best-interests.co.uk/blog/the-impact-of-charges-on-mutual-fund-returnsThis article provides metrics to analyse the impact of ongoing fees, one-off charges, and inflation on the returns of mutual funds. To read ESMA Report on Trends, Risks and Vulnerabilities please follow this link13 Apr 2022 00:04:00 +0000http://www.best-interests.co.uk/blog/saul-djanogly-on-why-mifid-ii-is-good-news-for-trustees-of-investment-portfolios-in-uk-and-europeSaul Djanogly TEP is CEO and Founder of Best Interests Consultants, UK As the saying goes, ''When a man with experience meets a man with money, the man with money gets the experience and the man with experience gets the money''. This continues to apply to the investment management industry and ...01 Nov 2017 00:11:00 +0000http://www.best-interests.co.uk/blog/exclusive-wealth-manager-st-james-s-place-misleading-customers-on-chargesA Which? Money investigation has found financial advisers from the UK’s biggest provider failing to comply with transparency rules on the disclosure of charges. 12 undercover meetings with advisers from St James’s Place (SJP) also found .....read here.31 Jul 2017 00:07:00 +0000http://www.best-interests.co.uk/blog/12-reasons-for-practising-kiss-keep-it-simple-and-stupid-when-it-comes-to-your-investmentsA couple of days ago I came across this article with 12 reasons ‘Why simple beats complex’ when it comes to investments and I wanted to share it with you. At its core, investment can be reduced to these 4 simple questions: 1.Where are you now financially and where you ...18 Jul 2017 00:07:00 +0000http://www.best-interests.co.uk/blog/investment-industry-to-adopt-single-chargeMorningstar's Christopher Traulsen explains why the recommendations in the FCA's asset management market study are good news for investors. To watch the video please follow this link.03 Jul 2017 00:07:00 +0000http://www.best-interests.co.uk/blog/the-robots-that-beat-star-managers- Warren Buffett made a $1m bet in 2008 that an index tracker would beat hedge funds- In his investor letter this year, Buffett revealed how the performance was going- The S&P tracker is on course to easily win the bet, so should you buy a tracker? Warren Buffett is quite ...10 Mar 2017 00:03:00 +0000http://www.best-interests.co.uk/blog/the-end-of-an-active-investing-eraThe investment-industrial complex doesn’t want to admit it, but active investing’s low odds of success dictate the acceptance of passive strategies. Why are investors still discussing the virtues of active versus passive investing? The answer should be clear, at least under current conditions. Active investment management worked in the 1970s, ’80s, ...13 Feb 2017 00:02:00 +0000http://www.best-interests.co.uk/blog/justify-your-existenceFund management is on the cusp of seismic change. Active management, the mainstay of  the funds industry since M&G launched the first unit trust in 1931, is under scrutiny like never before. To read the full article please follow this link.27 Jan 2017 00:01:00 +0000http://www.best-interests.co.uk/blog/british-mutual-fund-fees-are-too-highA new report indicates that investors’ interests are inadequately safeguarded. BANKS tend to grab the headlines when it comes to financial scandals and systemic risk. But many people have a lot more money squirrelled away with the asset-management industry, in the form of pensions and lifetime savings, than they do in ...25 Nov 2016 00:11:00 +0000http://www.best-interests.co.uk/blog/john-bogle-interviewMoney Box Live: Vanguard founder John Bogle who revolutionised fund management, gives his first UK broadcast interview. 23 Nov 2016 00:11:00 +0000http://www.best-interests.co.uk/blog/ellis-index-revolutionAn exclusive interview with Financial Thought Leader, consultant and author Charles Ellis on why investing in low-cost, passive index funds, not actively managed ones is the best choice for most individual investors. 31 Aug 2016 00:08:00 +0000http://www.best-interests.co.uk/blog/retirement-plans-last-week-tonight-with-john-oliver-hbo-videoSaving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Although aimed at a US audience, it contains many home truths for UK investors. Warning: This video whilst being both insightful and very humorous contains strong language.   30 Aug 2016 00:08:00 +0000http://www.best-interests.co.uk/blog/m-i-t-n-y-u-and-yale-are-sued-over-retirement-plan-feesFrom The New York Times: M.I.T., N.Y.U. and Yale Are Sued Over Retirement Plan Fees Employees contend that each university failed to monitor and replace, expensive, poor-performing investment options in their retirement plans. Please follow this link to read the full article.  12 Aug 2016 00:08:00 +0000http://www.best-interests.co.uk/blog/index-we-trustVanguard has radically changed money management by being boring and cheap WHEN John Bogle set up Vanguard Group 40 years ago, there was no shortage of scepticism. The firm was launching the first retail investment fund that aimed simply to mimic the performance of a stock index (the S&P 500, in ...13 Jun 2016 00:06:00 +0000http://www.best-interests.co.uk/blog/don-t-pay-high-fees-for-a-low-active-share-fund-morningstarMost of the portfolio of a low Active Share fund, you can get at really low cost in an ETF, says Martijn Cremers, Professor of Finance for Notre Dame University. To watch the interview please follow this link23 May 2016 00:05:00 +0000http://www.best-interests.co.uk/blog/how-much-can-you-safely-withdraw-annually-from-your-pension-potThere is a growing body of literature on safe withdrawal rates for retirees, but most of this research is based on the returns in the United States - what about the UK?  Follow this link to read the article.23 May 2016 00:05:00 +0000http://www.best-interests.co.uk/blog/atlantic-crossing-step-journalIN A LANDMARK RULING in May of last year, the US Supreme Court ruled in Tibble v Edison International that ‘a trustee has a continuing duty to monitor trust investments and remove imprudent ones. This continuing duty exists separate and apart from the trustee’s duty to exercise prudence in selecting ...10 May 2016 00:05:00 +0000http://www.best-interests.co.uk/blog/european-regulators-target-closet-tracker-funds-impact-for-financial-deputiesThe German regulator is the latest in Europe to launch an investigation into investors paying high fees for actively managed funds that closely follow an index known as ‘closet tracker funds’. To learn about your possible exposure as a financial deputy, see my recent article for the STEP Journal. STEP Journal ArticleIn ...18 Apr 2016 00:04:00 +0000http://www.best-interests.co.uk/blog/skeletons-in-the-closet-step-journalCloset tracker funds have come under fire in Sweden, Norway and the US. They are widespread in the UK investment market, says Saul Djanogly, so it would be prudent for trustees and financial deputies to review their clients’ investments Follow this link to read more...01 Oct 2015 00:10:00 +0000http://www.best-interests.co.uk/blog/telegraph“It’s time for the fund management industry to be more honest with investors. There is nothing wrong with charging for a service if it delivers but too many people are being sucked into expensive funds that do not add value. The challenge for investors is identifying these sheep in wolves’ ...21 Sep 2014 00:09:00 +0000http://www.best-interests.co.uk/blog/http-www-thisismoney-co-uk-money-investing-article-2679614-did-hear-one-rabbi-closet-trackers-htmlDid you hear the one about the rabbi and the sports cars with Skoda engines? The man who wants to warn you about closet trackers. Religion and money can make strange bedfellows but a rabbi-turned wealth manager has taken inspiration from his Jewish faith to call on investors to check if their ...22 Jul 2014 00:07:00 +0000